BusinessBusiness InsuranceInsurance TermsRiots Destroy Your Business. Will Insurance Pay?Nick LaiOctober 23, 2026415Imagine waking up to discover your restaurant has been set on fire, your shop windows smashed, and thousands of ringgit...read more
FinanceInsurance TermsLife InsuranceDoes Life Insurance Pay If Death Is by Suicide in Malaysia?Nick LaiOctober 10, 2026779It is an uncomfortable question, but an important one: if someone dies by suicide in Malaysia, will their family still...read more
FinanceLHDN Just Changed What Counts as a “Share Sale”Nick LaiOctober 5, 2026567Think Capital Gains Tax only applies when your company sells shares and makes money? Not anymore. LHDN updated its Capital...read more
FinanceWhat Happens to Your Bank Money When You Die in Malaysia?Nick LaiSeptember 30, 2026581You have RM50,000 in your bank account. One day, you pass away unexpectedly. Can your spouse simply withdraw the money?...read more
FinanceCan You Really Put RM2,500 Into Your 14-Year-Old Child’s EPF and Get RM500 From the Government?Nick LaiSeptember 21, 20261.08KA Malaysian parent recently shared an interesting money strategy on social media: once his child turned 14, he opened an...read more
FinanceRetired But Still Getting Paid? Here’s How to Receive Monthly Payments From Your EPFNick LaiSeptember 17, 2026968For many Malaysians, turning 55 comes with a financial moment they have waited decades for: access to their EPF savings....read more
Auto InsuranceIf Your EV Catches Fire at Home, Will Insurance Cover Your Car AND Your House?Nick LaiSeptember 7, 2026716An electric vehicle catches fire while parked at home. The vehicle is badly damaged. The fire spreads to the porch....read more
FinanceLifestyleFreehold vs Leasehold in Malaysia: Is Buying Leasehold Property Really a Bad Idea?Nick LaiAugust 31, 2026902Ask Malaysian homebuyers whether they prefer freehold or leasehold property and you'll probably hear the same answer: "Freehold, of course."...read more
BusinessMalaysian Business Owners: Have You Registered Your PMKS Status Yet?Nick LaiAugust 27, 20261.03KYou registered your business with SSM. You have a business bank account. You file your taxes. So you're officially an...read more
FinanceResigned as a Director? Your Company’s Unpaid Tax Could Still Follow You PersonallyNick LaiAugust 17, 2026910You resign as a company director. Or perhaps the business shuts down completely. You might assume that any unpaid company...read more