On a seemingly regular day, the tranquility of Puchong was shattered by a catastrophic event—a gas pipeline explosion that ignited a massive inferno, affecting numerous residents and damaging properties and vehicles. This incident has left many grappling with losses and...
您是否与朋友比较汽车保险费用，发现自己的费用比他们高？车险价格取决于多种因素。让我们深入了解影响汽车车险费的主要事项！ 驾驶人士年龄 对于在获得驾驶执照后却较少驾驶的人士来说，发生交通意外的机率会较高。这是为什么汽车保险公司常会对此年龄组提高车险费率的原因。 25岁以下的驾驶人士可能比年龄更大的人士面临更高的车险费用。 驾驶人士的性别 根据马来西亚的交通事故数据，男士们占了多数的车祸数据。这个国家的死亡和交通意外涉及的男性多于女性。这就是为什么如果您是男性的话，保险代理公司可能会提高您的汽车车险费。 驾驶历史 在这里所谓的驾驶历史是有关您在道路上的违反历史。若您在路上行驶越久，也没有违反交通规则的话，汽车保险费就很可能会较低。但是，如果您的名字涉及在多张罚单里或曾引起交通事故，保险代理公司或许会更加谨慎的决定您的车险费用。 您的位置 马来西亚交通部发布的《年度交通统计》揭晓了各州道路交通意外的案件数量。报告显示，发生意外的最高风险区是在吉隆玻直辖区、柔佛和雪兰莪，因为那里有繁忙的高速公路和拥挤的道路。另一方面，吉兰丹、登嘉楼和玻璃市的道路交通事故风险最低，这是因为这些州属的人口不多。 汽车保险代理机构会依据这些统计数据来做考量，因此您的地理位置会影响您的汽车保险费用。如果您住在大城市，并计划频密在繁忙的高速公路驾驶，费用将会提高。但是，如果您在事故风险较低的地区，费用就会便宜。 汽车制造和型号 新车通常具有旧车找不到的安全功能。如果具有其他安全功能，则可能会降低汽车保险费用。另一个可能影响汽车保费的是您汽车的品牌和型号。还有一点是，统计扮演着重要的角色。根据马来西亚总保险公司发布，丰田 Hilux和宝腾 英雄是我国最常被偷的两款车。 在2017年，数据显示一共有537辆Hilux车辆和654辆英雄被偷。在盗贼中最受欢迎的其他型号包括标致508，宝马7，福特信使和雷克萨斯RX350。 影响汽车保险费用的其他因素 以下是可能会影响您的保单费用的其他因素： 附加组件 – 如果您想在保单政策中添加一些额外的受惠，例如乘客法定责任，则可能需要支付额外的费用。 驾驶经验 – 您可能不是年轻的驾驶人士，可是如果您没有任何经验，那么费用可能会增加。 距离 – 您平时所驾驶的距离也可能会影响价格。 比较不同保险机构提供的价格确实是很重要，但请确保选择信誉良好的保险公司。这样，您将可以放心让他们履行其义务，并帮助您在尽可能短的时间内解决任何赔偿。...
More and more, medical malpractice insurance is becoming a must-have for healthcare professionals. Because of this, every medical practitioner should be familiar with the Loss Run Report. What is a Loss Run Report in medical malpractice insurance, and why is...
As a vehicle owner, you must spend at least RM 99 512 after five years. It makes it clear that, even though it’s relatively easy to get a car, it’s a more significant commitment than you might initially think. With...
Purchasing a new smartphone represents a significant investment, often costing RM2000 or more for high-end models. With technology so integral to daily life, it's frustrating when your phone stops working correctly or breaks due to an accident. That's why considering...
Insurance is an essential aspect in terms of securing oneself in the event of a liability. Insurance isn’t treated as an investment, but rather as a hedge in the event of an unpredictable event. However, the same research that goes into investment also goes into insurance because it’s something that ends up having a financial impact (or otherwise) on you. And while an individual can secure various aspects of their lives through insurance, it can be hard to comb through information spread across various domains.
Research into insurance can be an extensive and exhaustive process. Insurance research includes looking for the type of insurance you want first. A person has the option of life insurance, gadget insurance, health insurance, travel insurance, motor insurance, car insurance, auto insurance, personal accident insurance, office assets insurance, etc.) Then, it’s important to evaluate the sub-type of insurance you’re looking for, and the cover you’re looking for as well. Depending on the type of insurance, an individual will have several options to choose from and customize their insurance policies. After that, you need to analyze, compare, and evaluate the insurance options available at your disposal. You can only do so if you have information, analytics, and data that’s easily accessible to enable you to make an informed decision.
As the need for insurance grew, so did the need for education and access to insurance information. And insurance buyers aren’t looking for just information. They’re looking for meaningful information so that they can make an informed decision. More often than not, these critical decisions lead to insurance purchases. We realized that insurance buyers have a hard time and limited options when buying insurance because of a lack of information made available to them. Fincrew was developed to bridge the gap of giving insurance buyers the information they’re looking for, important data points, and the latest news in one place. Whether you’re looking to buy new insurance, renew existing insurance, evaluate insurance and quotes, evaluate insurance providers, features of various insurance policies, read news impacting insurance policies, and more, the Fincrew blog has got you covered.
Fincrew insurance blog is dedicated to bringing you the latest insurance news, articles on insurance, and a guide to help insurance buyers evaluate and buy the best insurance suited to their needs. This means that any potential insurance policy buyer looking for information on any insurance can find it on Fincrew, one of the best insurance blog in Malaysia.
If you’re starting out and looking for information on the various types of insurance, our comprehensive insurance guide will help you understand, analyze, evaluate, and compare insurance in Malaysia. If a person is looking for life insurance, then they need to know what term life insurance is. Your insurance guide helps you understand the different insurance plans, insurance coverage, premium payments, annual limits, policy terms and conditions, and more in a comprehensive, yet easy to understand format.
The blog is also home to several various insurance topics covered in the form of in-depth articles on the Insurance Industry. The insurance articles break down and analyze various components that you need to be aware of when making an insurance decision. The articles are periodically updated to reflect the latest information so that viewers have access to the right information at all times. So you have access to information and articles based on car insurance, general insurance, health insurance, life insurance, motor insurance, the advantages of having insurance, or which provider may be a better insurance provider for you.
The insurance industry is continuously developing, and much news-based information can impact how you avail insurance in Malaysia. It’s crucial to stay up-to-date with the latest insurance news, Malaysia. As this does have a bearing on your current or future policies. This includes news from corporations, agencies, media, the government, insurance providers, among many others. With extensive coverage of past events as well as current affairs, this section will help you understand how you can use this to make decisions in the present and future.
You plan to shop online for the best auto insurance policy when you get home. After that, you’ve also got to start shopping for a provider with the best interest rate as you plan on applying for a personal loan or SME loan soon. And oh, your medical insurance will be lapsing soon, and you need to renew it before it expires. It reminds you of the home insurance you’ve been putting off for so long! How will you ever manage with so many financial services to attend to at once? How will you ever manage?! We are introducing the new and improved FinCrew! You don’t have to dash from one tab on your browser to the next anymore! With our newly optimized user interface, you now have all the financial products and services you could need.
