FinanceIf Malaysia Produces Oil, Why Do We Still Import It? A Simple GuideNick LaiMarch 31, 2026266Many Malaysians are surprised when they learn that the country imports oil and gas despite being an oil-producing nation. If...read more
FinanceTax Relief for Home Wi-Fi in Malaysia: How to Claim Up to RM2,500 From LHDNNick LaiMarch 12, 2026731With tax season approaching, many Malaysians are looking for legitimate ways to reduce their taxable income. One commonly overlooked claim...read more
FinanceWhen Buy Now Pay Later Becomes a Necessity: What Malaysia’s BNPL Boom Really MeansNick LaiMarch 9, 2026393Buy Now Pay Later (BNPL) was originally marketed as a convenient payment option — a flexible alternative to credit cards...read more
Driver GuidesFinanceMalaysia’s Car Loan System Is About to Change — Here’s Why It Matters to Every DriverNick LaiNovember 17, 20252.49KBuying a car in Malaysia has always involved navigating complex hire-purchase calculations. Most borrowers simply look at the monthly instalment...read more
FinanceBNPL Boom in Malaysia: Growth, Risks, and the Path ForwardNick LaiNovember 13, 20251.3KThe Buy Now Pay Later (BNPL) trend continues to gain momentum in Malaysia, with a staggering 102.6 million transactions worth...read more
FinanceWhat Is a Microloan? A Lifeline for Malaysians in Financial NeedNick LaiOctober 22, 20251.52KIn today's uncertain economic climate, not everyone has easy access to traditional loans. Whether you're a small business owner, a...read more
FinanceRetiree Loses RM200K in Insurance Scam: A Stark Reminder to Stay VigilantNick LaiOctober 7, 20251.23KIn a recent and heartbreaking case of financial fraud, a 62-year-old retired KEMAS teacher from Kuala Terengganu lost a staggering...read more
FinanceBUDI95 Fuel Subsidy: What Malaysians Need to Know About the New RON95 InitiativeNick LaiSeptember 30, 20251.87KStarting midnight on October 1st, 2025, over 16 million eligible Malaysians began enjoying the benefits of the BUDI MADANI RON95...read more
FinanceMalaysia Mandates EPF Contributions for Foreign Workers: What Employers & Expats Need to KnowNick LaiSeptember 17, 20254.08KStarting 1 October 2025, foreign employees working in Malaysia will be included under the Employees Provident Fund (EPF) scheme—marking a...read more
FinanceLife InsuranceWhen Insurance Runs Dry: Why Even Wealthy Malaysians Are Turning to Public HospitalsNick LaiSeptember 8, 20251.89KIn a striking reflection of Malaysia’s shifting healthcare landscape, Hospital Kuala Lumpur (HKL) is now treating not just the B40...read more