Auto InsuranceDriver GuidesFinanceJPJ’s Ops Luxury: Seizing High-End Cars With No Road Tax or Insurance – What It Means for All of UsNick LaiAugust 18, 2025548Owning a luxury car in Malaysia might come with prestige — but it also comes with responsibility. In a bold...read more
Auto Insurance影响汽车保险费用的关键因素及如何降低保险费率MaggieMarch 26, 2025656您是否与朋友比较汽车保险费用,发现自己的费用比他们高?车险价格取决于多种因素。让我们深入了解影响汽车车险费的主要事项! 驾驶人士年龄 对于在获得驾驶执照后却较少驾驶的人士来说,发生交通意外的机率会较高。这是为什么汽车保险公司常会对此年龄组提高车险费率的原因。 25岁以下的驾驶人士可能比年龄更大的人士面临更高的车险费用。 驾驶人士的性别 根据马来西亚的交通事故数据,男士们占了多数的车祸数据。这个国家的死亡和交通意外涉及的男性多于女性。这就是为什么如果您是男性的话,保险代理公司可能会提高您的汽车车险费。 驾驶历史 在这里所谓的驾驶历史是有关您在道路上的违反历史。若您在路上行驶越久,也没有违反交通规则的话,汽车保险费就很可能会较低。但是,如果您的名字涉及在多张罚单里或曾引起交通事故,保险代理公司或许会更加谨慎的决定您的车险费用。 您的位置 马来西亚交通部发布的《年度交通统计》揭晓了各州道路交通意外的案件数量。报告显示,发生意外的最高风险区是在吉隆玻直辖区、柔佛和雪兰莪,因为那里有繁忙的高速公路和拥挤的道路。另一方面,吉兰丹、登嘉楼和玻璃市的道路交通事故风险最低,这是因为这些州属的人口不多。 汽车保险代理机构会依据这些统计数据来做考量,因此您的地理位置会影响您的汽车保险费用。如果您住在大城市,并计划频密在繁忙的高速公路驾驶,费用将会提高。但是,如果您在事故风险较低的地区,费用就会便宜。 汽车制造和型号 新车通常具有旧车找不到的安全功能。如果具有其他安全功能,则可能会降低汽车保险费用。另一个可能影响汽车保费的是您汽车的品牌和型号。还有一点是,统计扮演着重要的角色。根据马来西亚总保险公司发布,丰田 Hilux和宝腾 英雄是我国最常被偷的两款车。 在2017年,数据显示一共有537辆Hilux车辆和654辆英雄被偷。在盗贼中最受欢迎的其他型号包括标致508,宝马7,福特信使和雷克萨斯RX350。 影响汽车保险费用的其他因素 以下是可能会影响您的保单费用的其他因素: 附加组件 –...read more
Auto InsuranceDriver GuidesUnderstanding Constructive Total Loss In Motor InsuranceZafrullah LaminaSeptember 30, 20242.02KThere is no doubt that most people hope that they will never have to use their car insurance. It is...read more
Auto InsuranceCollision Coverage In Insurance: What You Need To KnowZafrullah LaminaAugust 28, 20241.55KAs far as car insurance is concerned, there are many options to choose from when making a decision. While it...read more
Auto InsuranceDriver Guides7 Claims To Avoid On Your Car Insurance PolicyZafrullah LaminaJuly 24, 20241.58KAs a Malaysian car owner, you know the importance of having insurance coverage. However, before filing claims left and right,...read more
Auto InsuranceDriver GuidesThe True Cost Of Owning a Car in MalaysiaZafrullah LaminaJune 28, 20244.13KOwnership of a car involves more than just monthly payments. You will also need to consider other factors such as...read more
Auto InsuranceDriver GuidesUnderstanding The Legal Obligations For Reporting a Stolen CarZafrullah LaminaMay 13, 20241.93KDon't worry if you've lost your car to theft in Malaysia - you're not alone. Car theft is among the...read more
Auto InsuranceInsurance TermsUnderstanding The Possibility Of Claiming Two Auto Insurance PoliciesZafrullah LaminaMarch 13, 20244.2KAn auto insurance policy protects you against financial losses caused by accidents, theft, vandalism, or natural disasters. It is also...read more
Auto InsuranceInsurance TermsDeciphering The Total Loss FormulaZafrullah LaminaFebruary 26, 20243.36KWhen your car is severely damaged because of an event, your company may declare a loss. However, whether you have...read more
Auto InsuranceAdvantages Of Online Auto Insurance RenewalZafrullah LaminaDecember 18, 20231.49KIn this era, you can easily buy anything online, from your car to your footwear, to your food. Technology made...read more