FinanceMalaysia Mandates EPF Contributions for Foreign Workers: What Employers & Expats Need to KnowNick LaiSeptember 17, 20253.86KStarting 1 October 2025, foreign employees working in Malaysia will be included under the Employees Provident Fund (EPF) scheme—marking a...read more
FinanceLife InsuranceWhen Insurance Runs Dry: Why Even Wealthy Malaysians Are Turning to Public HospitalsNick LaiSeptember 8, 20251.78KIn a striking reflection of Malaysia’s shifting healthcare landscape, Hospital Kuala Lumpur (HKL) is now treating not just the B40...read more
FinanceLife InsuranceSteep 14% Spike in Health Insurance Premiums: What It Means for Malaysians in 2025Nick LaiAugust 26, 20251.5KA sudden escalation in health insurance premiums has alarmed many Malaysians. According to the Department of Statistics Malaysia (DOSM), health...read more
Auto InsuranceDriver GuidesFinanceJPJ’s Ops Luxury: Seizing High-End Cars With No Road Tax or Insurance – What It Means for All of UsNick LaiAugust 18, 20252.23KOwning a luxury car in Malaysia might come with prestige — but it also comes with responsibility. In a bold...read more
FinanceEPF’s Pension-Style Withdrawal: What It Means for Malaysia’s Future RetireesNick LaiAugust 7, 20251.88KAs Malaysia considers transitioning the Employees Provident Fund (EPF) into a pension-like system, contributors may soon face a major shift...read more
FinanceTop 10 Household Appliances That Drain the Most Electricity in Malaysia (2025 Update)Nick LaiAugust 1, 20251.47KWith electricity bills constantly on the rise—despite a slight tariff adjustment—understanding which appliances consume the most is essential for managing...read more
FinanceWhat Anwar’s Latest Economic Announcement Means for MalaysiansNick LaiJuly 23, 20251.48KIn a bold display of fiscal empathy and national solidarity, Prime Minister Datuk Seri Anwar Ibrahim delivered a sweeping announcement...read more
Business InsuranceFinanceWhat Employee Benefits Do Malaysian Companies Offer? Why Health Screening Is Gaining PriorityNick LaiJuly 21, 20251.6KIn Malaysia’s competitive job market, employee benefits are more than just perks — they’re a critical part of attracting and...read more
FinanceWhat Does An OPR Cut Actually Mean For Your Wallet?Nick LaiJuly 14, 20251.17KBank Negara Malaysia (BNM) occasionally makes headlines when it adjusts the Overnight Policy Rate (OPR), and for good reason —...read more
Life InsuranceWhy Malaysia’s Basic Health Insurance Plan Could Be a Game-Changer for the B40 CommunityNick LaiJuly 7, 20252.11KAs Malaysia’s healthcare costs continue to rise year after year, more and more low-income families find themselves at a crossroads—unable...read more