Credit CardFinanceWhy Your Credit Card Application Got Rejected (Even If You Thought You Qualified)Nick LaiMay 15, 2025662So, you’ve applied for a credit card—convinced you met all the basic requirements—only to find out your application was rejected....read more
Driver GuidesTop 5 Affordable Cars in Malaysia for RM2.5K–RM3K Salary (2025 Edition)Nick LaiMay 2, 20252.44KOwning a car in Malaysia is a significant milestone, especially for those starting their careers. With a monthly salary between...read more
FinanceWhen RM10,000 Isn’t Enough: A Malaysian’s Struggle with Financial PressuresNick LaiApril 23, 2025683In a recent Threads post that has since gone viral, a 32-year-old Malaysian man shared his financial struggles despite earning...read more
FinanceAverage Salary and Cost of Living in Kuala Lumpur: A Low- to Middle-Income PerspectiveNick LaiApril 15, 20254.51KKuala Lumpur is Malaysia’s bustling capital and economic hub, boasting higher salaries on average than other states. However, the cost...read more
Insurance TermsUnderstanding Home Insurance Coverage in the Wake of Sekinchan Storm DamageNick LaiApril 7, 20251.09KIn early March, the quiet town of Sekinchan was struck by a severe storm that significantly damaged nearly 30 homes....read more
Insurance TermsCan You Claim Insurance for Damages in the Puchong Gas Pipeline Inferno?Nick LaiApril 3, 2025626On a seemingly regular day, the tranquility of Puchong was shattered by a catastrophic event—a gas pipeline explosion that ignited...read more
FinanceLifestyleInvesting In Wellness: Enhancing Your Financial And Social LifeNick LaiNovember 18, 2024661In Malaysia, social gatherings often revolve around food and drinks, making them a significant part of cultural and social interaction....read more
FinanceLoanFinancial Tools & CalculatorsNick LaiSeptember 28, 20221.2KIf you want to maintain solid financial health, you can’t afford to do your financial planning and preparation anymore; you...read more
LoanA Guide To Get Business Loans For Sole ProprietorsNick LaiAugust 25, 202221.5KThe opportunities that come with owning a business are enormous but require a lot of discipline, time, effort, and money....read more
Business InsuranceManaging a Startup Company During Pandemic PeriodNick LaiJuly 28, 20221.16KWhile the business industry is constantly in a state of flux, the advent of the COVID-19 pandemic made the terrain...read more