LoanCar Loans in Malaysia Just Got Fairer: What the New Hire-Purchase Law Means for YouNick LaiJanuary 19, 2026355Buying a car in Malaysia has long meant dealing with flat-rate interest and the infamous “Rule of 78” — both...read more
Auto InsuranceHat Yai Floods Leave Over 1,000 Malaysian Cars Stranded — But Are They Insured?Nick LaiDecember 4, 20251.19KThe recent floods in Hat Yai, Southern Thailand, have turned a weekend getaway into a logistical nightmare for many Malaysians....read more
Driver GuidesFinanceMalaysia’s Car Loan System Is About to Change — Here’s Why It Matters to Every DriverNick LaiNovember 17, 20251.77KBuying a car in Malaysia has always involved navigating complex hire-purchase calculations. Most borrowers simply look at the monthly instalment...read more
FinanceBNPL Boom in Malaysia: Growth, Risks, and the Path ForwardNick LaiNovember 13, 2025839The Buy Now Pay Later (BNPL) trend continues to gain momentum in Malaysia, with a staggering 102.6 million transactions worth...read more
FinanceWhat Is a Microloan? A Lifeline for Malaysians in Financial NeedNick LaiOctober 22, 20251.24KIn today's uncertain economic climate, not everyone has easy access to traditional loans. Whether you're a small business owner, a...read more
FinanceRetiree Loses RM200K in Insurance Scam: A Stark Reminder to Stay VigilantNick LaiOctober 7, 20251.03KIn a recent and heartbreaking case of financial fraud, a 62-year-old retired KEMAS teacher from Kuala Terengganu lost a staggering...read more
FinanceBUDI95 Fuel Subsidy: What Malaysians Need to Know About the New RON95 InitiativeNick LaiSeptember 30, 20251.61KStarting midnight on October 1st, 2025, over 16 million eligible Malaysians began enjoying the benefits of the BUDI MADANI RON95...read more
Driver GuidesZurich Malaysia Launches Comprehensive EV Insurance with Gentari Partnership to Boost Charging InfrastructureNick LaiSeptember 22, 20251.86KAs Malaysia accelerates toward a greener, more sustainable future, Zurich Malaysia has taken a major step forward by introducing Z-Driver...read more
FinanceMalaysia Mandates EPF Contributions for Foreign Workers: What Employers & Expats Need to KnowNick LaiSeptember 17, 20253.68KStarting 1 October 2025, foreign employees working in Malaysia will be included under the Employees Provident Fund (EPF) scheme—marking a...read more
FinanceLife InsuranceWhen Insurance Runs Dry: Why Even Wealthy Malaysians Are Turning to Public HospitalsNick LaiSeptember 8, 20251.72KIn a striking reflection of Malaysia’s shifting healthcare landscape, Hospital Kuala Lumpur (HKL) is now treating not just the B40...read more